Legacy Receiver Terms

The binding version of the Legacy Receiver Terms is the version presented to you and recorded at the moment of your acceptance, which occurs at final receipt of documents from a Legacy Vault. This page is a reference copy of that operative text, version v1, reproduced word-for-word for your review at any time. If you have accepted these terms, the exact text you accepted (with its version and timestamp) is preserved in the claim record.

Accepted by clickwrap at final receipt only. Claim-open takes only a thin "Claim Attestation" — truthful identity + sworn death attestation + consent to process communications — containing NO arbitration, cap, or waiver.

Any dispute between you and Qpher arising out of or relating to the Legacy service, a claim on a Legacy Vault, or documents received through it, shall be resolved by binding individual arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules. The Federal Arbitration Act governs this Section. Qpher will pay all arbitration fees other than the consumer filing fee capped by the AAA Consumer Rules. Arbitration will be conducted in your county of residence or remotely, at your election.

Either party may instead bring an individual claim in small-claims court in your county of residence, and may remove an arbitration to small-claims court if the claim qualifies.

Nothing in these Terms waives your right, if you are a California resident (or where law otherwise so provides), to seek public injunctive relief in court; any claim for public injunctive relief is severed and stayed pending arbitration of all other claims.

If 25 or more similar demands are filed by or with the coordination of the same or related counsel, the AAA Mass Arbitration Supplementary Rules (including their fee schedule) apply as written. Nothing in this Section limits any remedy or delays a filed demand except as those Rules provide.

You may opt out of Sections R-1 and R-7 (arbitration and class waiver) by emailing legal@qpher.ai within 30 days of first accepting these Terms, stating your name and the claim reference. Opting out does not affect your claim, your receipt of documents, or any other Term.

Qpher's total liability to you arising out of the Legacy service is capped at US$10,000. This cap does not apply to: (a) willful misconduct; (b) gross negligence; (c) fraud or fraudulent misrepresentation; or (d) any liability that cannot be limited under applicable law.

Disputes will be arbitrated only on an individual basis; class, collective, and representative proceedings are waived. This waiver does not apply to public injunctive relief (R-3) or to any claim for which such waiver is prohibited by law.

If any provision of R-1 through R-7 is found unenforceable, it shall be severed and the remainder enforced, except: (a) if R-7 is held unenforceable as to a claim, that claim (and only that claim) proceeds in court, and R-1 remains enforceable for all other claims; (b) a finding that R-4 is unenforceable severs R-4 alone and does not affect R-1. No finding as to any single clause shall render the arbitration agreement as a whole unenforceable if it can be enforced without the offending clause.